Private Money Lending
Put your capital to work, secured by real estate.
Purpose Driven REI partners with a select group of private investors to fund the acquisition and renovation of residential property. You earn strong, secured returns. Your capital is protected by a recorded deed of trust on real property.
Why Invest With Us
Real returns, built on real assets. Not speculation.
Most investments ask you to trust a screen. Private lending with Purpose Driven REI is different. Every dollar you invest is tied to a physical property, secured by a recorded deed of trust, and put to work by a team that has closed more than 200 renovations across Southern California.
- 01
Backed by hard assets
Your position is secured against real property, not a promise or a projection.
- 02
Conservative by design
Disciplined loan-to-value targets keep every project positioned to protect principal first.
- 03
Aligned with the operator
We only win when the project wins, so our incentives and yours point the same direction.
The Opportunity
Returns you can see. Security you can hold.
We structure each investment to be straightforward and secured. Fixed or annualized returns, short and defined terms, and capital protected by real estate at every step.
Figures shown are illustrative examples of typical structures, not an offer or a promise of performance. Real estate investments carry risk; returns and principal repayment are not guaranteed.
How It Works
From first call to funded, in four steps.
No jargon and no runaround. Here is exactly how a Purpose Driven REI investment comes together.
Connect
We start with a call to understand your goals, timeline, and the amount you want to put to work.
Fund
We match your capital to a specific project and paper the deal with a promissory note and deed of trust.
We Execute
Our team acquires and renovates the property while you receive clear updates on progress.
Get Paid
At completion you receive your principal plus your agreed return, then choose to reinvest or cash out.
The Math
A simple, transparent example.
No complex waterfalls or hidden fees. Here is how a typical secured position can work on a single project.
Example Investment
Illustrative only. 15% fixed return, 2nd lien position.
You can get started from as little as $10,000. Returns and timelines vary by project, structure, and lien position.
The Portfolio
See Where Investor Capital Goes to Work
A look at properties we are acquiring and renovating right now. Each one is a live opportunity you can invest in and follow from purchase to payout.
Capital Protection
Five ways your investment is protected.
Security is not a slogan here. It is written into the paperwork on every deal.
Recorded Deed of Trust
Your position is recorded against the property itself, giving you a real claim on a real asset.
Promissory Note
A signed note sets your return, your term, and the terms of repayment in writing.
Conservative Loan-to-Value
We target 70 to 75% LTV so there is equity cushioning your position from day one.
First or Second Position
You are secured in a defined lien position, agreed before a single dollar is deployed.
Insured & Titled
Projects carry hazard insurance and clear title, protecting the collateral behind your capital.
Track Record
Two decades. Hundreds of projects. One disciplined approach.
"I treat every investor's capital the way I treat my own. Secured first, deployed with discipline, and returned on time. That is how you build partners for life, not just for one deal."
Ricardo CarrilloFounder & CEO, Purpose Driven REI
Investor FAQ
Answers before you ask.
What is the minimum investment?
How exactly is my capital secured?
How long is my money invested?
How and when am I paid?
What happens if a project runs long?
Are returns guaranteed?
Get Started
Let's talk about your investment goals.
Book a private call with our team. We will walk you through current opportunities, how your capital is secured, and the returns available, starting from as little as $10,000, with no pressure and no obligation.